Trident Mortgage is dedicated to partnering with state sponsored organizations to make sure that we provide diverse, affordable product offerings to all qualified borrowers.
Several states offer low interest home loans and other housing assistance for qualified low- and moderate-income buyers. For example, the Pennsylvania Housing Finance Agency (PHFA) offers low-interest, fixed-rate 30-year mortgages. These loans are offered through approved lenders. After closing, the state agency acquires the loans and borrowers make payments directly to the agency.
Under federal law, to qualify for state-sponsored home purchase loans, buyers must fall within certain annual income limits. The loans are typically only available to first-time buyers or to buyers who have not owned and occupied a primary residence for a period of time. Limits also apply to the purchase price of the home; these limits often vary by location within the state. Buyers may be required to take credit counseling and/or homebuyer education courses.
In addition to low-interest loans, borrowers also may be eligible for down payment and/or closing cost assistance.
Learn more from the Pennsylvania Housing Finance Agency
Learn more from the New Jersey Housing and Mortgage Finance Agency
Learn more from the Delaware State Housing Authority
Please feel free to reach out to one of our experienced Mortgage Consultants today. To find a Mortgage Consultant near you, please click here. Below are some examples of our product offerings with our partners.
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What Our Customers are Saying
~ J. Z.
I just wanted to share my amazing experience with buying a condominium with some incredible people at Prudential Fox & Roach/Trident Mortgage. During a life transition, I found the perfect place for me to live with Johanna Erwin and Kathryn Behm's help. From the beginning, they were so kind and accommodating and catered to my life circumstance to help me achieve my goal of buying a new home. Johanna moved with such speed and persistence in helping me get everything ready, that it was easy. After I placed a bid on the condominium, they gave me a calendar of all the upcoming events with a day-by-day activity list of things that needed to be achieved for the transaction to be completed in a timely manner.
It was about one month from the time that Dennis Kinslow helped accurately analyze my financial situation and Linda Brautigam started my credit check until the time that settlement occurred. How fast was that? Never heard of such speed in the mortgage industry before. Then the settlement finished in about an hour, since I had already completed a walk through.
I can't say enough praises about Johanna, Kathryn, Dennis and Linda. They have been so fabulous!!! They are a dream team that moves like a well-oiled machine.
I especially thank Linda in her diligence in following up with all the many, many last minute details in the final preparations moving towards settlement.
It's amazing seeing perfection in action when all the steps to conclusions are not fixed, but moving.
Well, thank you again for having a superb team of highly talented people who work with tireless effort and precision in your company.
Their hard work changed my life for the better.