Trident Mortgage is dedicated to partnering with state sponsored organizations to make sure that we provide diverse, affordable product offerings to all qualified borrowers.
Several states offer low interest home loans and other housing assistance for qualified low- and moderate-income buyers. For example, the Pennsylvania Housing Finance Agency (PHFA) offers low-interest, fixed-rate 30-year mortgages. These loans are offered through approved lenders. After closing, the state agency acquires the loans and borrowers make payments directly to the agency.
Under federal law, to qualify for state-sponsored home purchase loans, buyers must fall within certain annual income limits. The loans are typically only available to first-time buyers or to buyers who have not owned and occupied a primary residence for a period of time. Limits also apply to the purchase price of the home; these limits often vary by location within the state. Buyers may be required to take credit counseling and/or homebuyer education courses.
In addition to low-interest loans, borrowers also may be eligible for down payment and/or closing cost assistance.
Learn more from the Pennsylvania Housing Finance Agency
Learn more from the New Jersey Housing and Mortgage Finance Agency
Learn more from the Delaware State Housing Authority
Please feel free to reach out to one of our experienced Mortgage Consultants today. To find a Mortgage Consultant near you, please click here. Below are some examples of our product offerings with our partners.
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What Our Customers are Saying
I want to take a minute to share my experience with Trident Mortgage Company in Rosemont, PA. My husband and I recently purchased our first house and Dennis Kinslow and Linda Brautigam were incredible! They were so helpful and spent whatever time was required to explain my mortgage and the process to me. I felt I could trust them every step of the way and I knew they were trying to get me the best rate possible. The first time I went to Trident to bring in some paperwork, Dennis sat down with me for 45 minutes without an appointment! I was in contact with Linda throughout the process and she explained things to me as many times as necessary so that I would fully understand what I was signing and what was required. They made me feel comfortable and confident during a time and a process that were very stressful. Dennis and Linda seemed to naturally put me at ease and they were so personable and caring I never felt like I was “just a number” or rushed and dismissed. My initial mortgage pre-approval was with another company and I did not experience anything like this with the other company. I will recommend Trident in Rosemont, and very specifically Dennis and Linda, to everyone I know!!~ K. R.